KiraGaji.my

PCB Calculator Malaysia 2026

Calculate your Monthly Tax Deduction (PCB / MTD) instantly using the latest 2026 LHDN tax brackets — including EPF, SOCSO, EIS and tax reliefs. Free, and your data never leaves your browser.

Calculation Details

Income

RM
RM
RM

Personal Details

Results Summary

Estimate for 2026

Monthly Net Salary

RM 4,318.20/month

From gross salary RM 5,000.00 — after EPF, SOCSO, EIS, PCB.

Effective tax 1.94%

Income Category

DOSM HIES 2024
B40B4~40% of Malaysian households

Group B40 in Malaysia · RM 4,842.00 – RM 5,858.00/month

B40M40T20

Range source: DOSM HIES 2024

kiragaji.my

This is an estimate only. Actual results may vary depending on the information provided.

Understanding your PCB (Monthly Tax Deduction)

PCB stands for Potongan Cukai Bulanan — the monthly income tax instalment deducted from your salary and paid to LHDN by your employer. This PCB calculator applies the same computation your payroll department uses, so you can verify the deduction on your payslip or estimate the impact of a raise before it lands.

How PCB is calculated
Your chargeable income is your gross salary minus EPF (up to RM4,000 a year) and approved tax reliefs. The 2026 progressive tax brackets are applied to the annualised figure, and the result is divided across the remaining months of the year.
PCB vs annual income tax
PCB is a prepayment, not the final bill. After e-Filing, LHDN reconciles what you paid against what you owe — claim all your reliefs during the year via Form TP1 so your monthly deduction stays accurate and your refund (or top-up) stays small.
Other statutory deductions
Besides PCB, your payslip includes EPF (11% employee share), SOCSO and EIS. This calculator shows all four deductions and your employer's contributions, so the net salary figure matches what reaches your bank account.
Looking for take-home pay?
If you want the full net-salary picture — gross pay, every deduction and disposable income after commitments — try the Malaysia salary calculator, which uses the same 2026 engine.

PCB calculator FAQ

What is PCB (Potongan Cukai Bulanan)?

PCB, or Monthly Tax Deduction (MTD) in English, is the income tax instalment your employer deducts from your salary every month and remits to LHDN (the Inland Revenue Board of Malaysia). It spreads your annual income tax across 12 months so you don't face one large bill at tax season.

How does this PCB calculator work?

Enter your monthly gross salary, allowances and any tax reliefs. The calculator deducts EPF (11%), applies the 2026 LHDN progressive tax brackets to your chargeable income, and shows your monthly PCB together with SOCSO, EIS and your final take-home pay.

Is PCB the same as my final income tax?

Not exactly. PCB is an estimate paid in advance. When you file your annual tax return (e-Filing), the actual tax is computed — if your PCB payments exceed it you get a refund, and if they fall short you pay the difference. Submitting Form TP1 reliefs to your employer keeps PCB closer to your true tax.

How can I reduce my monthly PCB?

Claim tax reliefs — lifestyle, medical, education, insurance, childcare and more — through your employer using Form TP1, or when filing your return. Reliefs reduce your chargeable income, which directly lowers the PCB deducted each month.

What salary level starts paying PCB in Malaysia?

As a rule of thumb, single employees earning above roughly RM3,000 a month start having PCB deducted, after the automatic individual relief of RM9,000 and EPF deductions. The exact threshold depends on your marital status, number of children and reliefs — use the calculator above to check your own figure.

Is this PCB calculator accurate and free?

Yes. It uses the official 2026 LHDN tax brackets and current EPF, SOCSO and EIS contribution tables, and it is completely free. All calculations run in your browser — your salary data never leaves your device.