Malaysia Salary Calculator 2026
Calculate your net salary and take-home pay after PCB, EPF, SOCSO and EIS. Free, accurate and updated for 2026 — your data never leaves your browser.
Using the 2026 LHDN tax brackets, the KWSP Third Schedule and the PERKESO contribution tables in force from 1 October 2024.
Calculation Details
Salary before any deductions
Category 1 — Single
Income zakat you pay each month. Leave blank if none.
Results Summary
Estimate for 2026
Monthly Net Salary
RM 4,307.10/month
Group B40 in Malaysia · RM 4,842.00 – RM 5,858.00/month
Range source: DOSM HIES 2024
kiragaji.myThis is an estimate only. Actual results may vary depending on the information provided.
From gross pay to what lands in your account
Four things stand between your gross salary and your take-home pay: EPF, SOCSO, EIS and PCB. Enter your basic salary and any fixed allowances above, and each one is worked out against the official 2026 tables — then subtracted in the order payroll applies them, so the final figure matches your payslip line for line.
PCB calculator (Monthly Tax Deduction)
EPF calculator (KWSP)
SOCSO & EIS
Paid hourly or daily?
Net salary in Malaysia by gross pay
Take-home pay at common salary levels for a single private-sector employee under 60, claiming only the automatic RM9,000 individual relief. Every figure below is produced by the same engine as the calculator above.
| Gross salary | EPF | SOCSO | EIS | PCB | Net salary |
|---|---|---|---|---|---|
| RM 2,000.00 | RM 220.00 | RM 9.75 | RM 3.90 | RM 0.00 | RM 1,766.35 |
| RM 3,000.00 | RM 330.00 | RM 14.75 | RM 5.90 | RM 0.00 | RM 2,649.35 |
| RM 4,000.00 | RM 440.00 | RM 19.75 | RM 7.90 | RM 15.85 | RM 3,516.50 |
| RM 5,000.00 | RM 550.00 | RM 24.75 | RM 9.90 | RM 108.25 | RM 4,307.10 |
| RM 6,000.00 | RM 660.00 | RM 29.75 | RM 11.90 | RM 204.30 | RM 5,094.05 |
| RM 8,000.00 | RM 880.00 | RM 29.75 | RM 11.90 | RM 508.65 | RM 6,569.70 |
| RM 10,000.00 | RM 1,100.00 | RM 29.75 | RM 11.90 | RM 921.90 | RM 7,936.45 |
| RM 15,000.00 | RM 1,650.00 | RM 29.75 | RM 11.90 | RM 2,171.90 | RM 11,136.45 |
PCB only begins once chargeable income passes the point where the RM9,000 individual relief and EPF relief no longer cover it — which is why the rows up to RM 3,000.00 show no tax at all. Claiming further reliefs pushes that threshold higher; add yours in the Tax Reliefs tab above to see your own figure.
2026 statutory contribution rates
| Contribution | Employee | Employer | Monthly ceiling |
|---|---|---|---|
| EPF / KWSP | 11% (0% from age 60, citizens) | 12–13% (4% from age 60) | No wage ceiling |
| SOCSO / PERKESO | 0.5% by table | 1.75% by table | RM 29.75 employee, at RM 6,000.00 wages |
| EIS / SIP | 0.2% by table | 0.2% by table | RM 11.90 employee, at RM 6,000.00 wages |
SOCSO and EIS are charged from banded contribution tables, not as a flat percentage of your wage, and both stop rising once monthly wages reach RM 6,000.00 — the ceiling in force since 1 October 2024. Calculators that apply the percentage directly, or that miss the ceiling, overstate the employee share.
Frequently asked questions
What is the difference between gross salary and net salary?
Gross salary is your total pay before any deductions. Net salary — also called take-home pay — is what actually reaches your bank account after EPF, SOCSO, EIS and PCB are taken out. This calculator shows both figures side by side, plus a line-by-line breakdown of every deduction so the total matches your payslip.
How do I calculate my salary in Malaysia?
Start from your gross monthly pay, including any fixed allowances. Subtract the employee EPF share (11% for most employees), then SOCSO and EIS, then PCB. What remains is your net salary. Doing this by hand is error-prone because EPF uses banded contribution tables rather than a flat percentage — enter your gross figure above and the calculator applies the current tables for you.
Is salary calculated based on 26 days or 30 days in Malaysia?
It depends on what you are working out, which is why the two figures often get confused. Under the Employment Act 1955, the ordinary rate of pay used for overtime, rest day and public holiday pay divides your monthly wage by 26. For an incomplete month of service — you joined or left partway through — wages are pro-rated over the actual number of days in that wage period instead. For an hourly or daily figure, use the hourly rate calculator.
What is the EPF (KWSP) contribution rate?
For most employees the deduction is 11% of monthly wages, while your employer contributes 12% or 13% on top depending on your salary level. Employees aged 60 and over who are Malaysian citizens contribute 0%, with the employer paying 4%. EPF comes out before tax, so it also lowers the income your PCB is calculated on.
What are SOCSO and EIS deductions?
SOCSO (PERKESO) covers employment injury and invalidity, while EIS (SIP) provides income support if you lose your job. Both follow fixed contribution tables rather than a percentage, and both are capped at the RM6,000 wage ceiling — the maximum employee SOCSO share is RM29.75 a month and the maximum EIS share is RM11.90. Employers contribute separately, at a higher rate.
Does the calculator handle allowances, bonus and overtime?
Yes. Add fixed allowances to your gross figure and they flow through every statutory deduction. Bonus and overtime are treated differently in payroll — overtime is paid at a multiple of your ordinary hourly rate, and a bonus is added to your annualised income so the tax on it is settled in that month. Both have dedicated calculators on this site: the overtime calculator for OT at 1.5x, 2.0x and 3.0x, and the PCB calculator for a bonus month.
Is this salary calculator accurate and free to use?
Yes, and there is no sign-up. It uses the 2026 LHDN tax brackets, the KWSP Third Schedule contribution bands and the official PERKESO and EIS tables — not rounded approximations. Every calculation runs in your browser, so your salary figures are never sent to a server or stored anywhere.